Insurance for yachts, boats, and watercraft provides comprehensive protection for vessels against damage, accidents, and unforeseen events. The policy may cover liability insurance (third-party liability), hull insurance (yacht AC), and personal accident insurance for the crew, ensuring broad safety while sailing. Properly selected insurance allows for the protection of both recreational equipment and more advanced vessels.
Do you own a sailing yacht, motorboat, jet ski, or other watercraft used for recreational purposes or in business activities? Ensure the safety of your property, crew, and passengers with the right insurance for watercraft.
At Jumax, we assist individual clients, shipowners, charter companies, sailing schools, sports clubs, and recreational centers in finding optimal coverage from various insurers. We analyze the scope of coverage, exclusions, and premiums to tailor the policy to the type of vessel and its usage.
Whether you sail in the Masurian Lakes, Zegrzyński Lagoon, Vistula, Oder, or local lakes, you can protect yourself against the costs of damages, theft, and liability towards other water users.
Swimming in lakes, rivers, and inland canals provides great freedom, but it also comes with the risk of unforeseen events.
The most common damages reported by owners of watercraft include:
collisions with other vessels,
damage during maneuvering in marinas and ports,
running aground,
damage to the hull, engine, or propeller,
effects of strong winds and storms,
fires on vessels,
theft of outboard motors,
theft of equipment,
damage during transport and launching,
accidents involving crew members.
Repair costs for modern watercraft can range from a few to even several tens of thousands of zlotys. A well-chosen policy helps to reduce financial risk and ensures a peaceful time on the water.
Casco protects the vessel itself and its equipment against the consequences of many unforeseen events.
The scope of All Risks coverage may include:
damage or destruction of the vessel,
collision with another object,
capsizing or sinking,
fire and explosion,
natural forces,
vandalism,
theft of the vessel,
theft of equipment,
damage while stationary,
damage during transport.
Liability insurance protects against the financial consequences of damages caused to third parties.
The policy may cover:
damage to other vessels,
personal injuries,
damage to port infrastructure,
damages caused to passengers,
damages caused by crew members.
Accident insurance provides financial support in case of:
permanent health impairment,
hospital stay,
medical expenses,
rehabilitation,
death of the insured.
sailing yachts,
motor yachts,
motorboats,
sail-motor boats,
RIBs (Rigid Inflatable Boats ),
houseboats,
jet skis,
motorized pontoons,
kayaks,
canoes,
selected recreational equipment used on inland waters.
Insurance can cover units used for private, charter, training, and sports purposes, including those participating in regattas, races, and competitions. Depending on the selected scope of coverage, it is also possible to insure selected special-purpose units, such as water ambulances, WOPR units (Water Volunteer Rescue Service), fire service, fishing patrol, patrol services and other units performing tasks on the inland waters of Poland and selected inland waters of Europe.
The protection is utilized by both private individuals and entrepreneurs using watercraft in their business activities.
The most common users are:
owners of recreational yachts and jet skis,
operators of motorboats,
users of jet skis,
companies chartering yachts and boats,
sailing and motorboating schools,
yacht clubs,
marinas and ports,
resorts,
organizers of water events,
rescue entities and water services.
Are you running a business related to yacht rental, organizing cruises, sailing training, or providing water sports equipment? A properly selected insurance can protect your company's assets and limit the financial impact of unforeseen events.
We help choose coverage for:
charter companies,
marinas and ports,
sailing schools,
water sports clubs,
hotels and resorts,
organizers of water events,
entities using specialized vessels.
Jumax clients most often insure:
sailing yachts,
motor yachts,
houseboats,
jet skis,
RIB boats,
charter boats,
training vessels,
rescue units,
boats used by resorts,
recreational equipment used on inland waters.
The best yacht insurance depends on the type of vessel, its value, place of use, and mode of operation.
Recreational yacht owners most often choose a combination of:
Hull insurance,
Liability insurance for the owner,
Crew accident insurance.
Charter companies, sailing schools, and organizers of water events often require broader coverage that includes business activities and liability towards clients.
Jumax advisors help analyze available solutions and select a policy tailored to actual needs.
More and more people are investing in professional water sports equipment. Windsurfing boards, kitesurfing boards, and SUP (Stand Up Paddleboarding) are susceptible to damage during use, transport, and storage.
Depending on the chosen option, it is also possible to cover recreational water sports equipment with protection.
Protection may include the use of units on:
the Masurian Lakes,
Lake Zegrzyński,
the Pomeranian Lake District,
the Oder,
other inland waters of Poland,
selected inland waters of Europe.
The cost of the policy depends among other things on:
the type of unit,
the value of the equipment,
the year of manufacture,
the place of use,
the purpose of the unit,
the chosen scope of coverage,
the amount of insurance.
To find out the premium, contact a Jumax advisor and receive an individual calculation.
We assist individual clients and entrepreneurs in selecting protection tailored to the type of entity and how it is used.
We analyze offers from many insurers, explain the differences in coverage, and support clients also when filing claims.
This way, our clients can make informed decisions without having to analyze complicated insurance terms on their own.
You are not limited to one insurer. We analyze available solutions and help choose the most advantageous option.
You do not have to analyze complicated insurance terms by yourself.
Our clients can count on support even after purchasing the policy.
A different level of coverage is required by the owner of a sailboat in Masuria than by a user of a jet ski.
You can combine yacht protection with home, car, business, or life insurance.
Prepare:
the type of unit,
the brand and model,
the year of manufacture,
the value of the equipment,
the place of use,
information about the equipment.
Based on this, we will prepare a personalized offer and a comparison of available protection options.
In the event of an incident:
Secure the scene of the damage.
Take photographic documentation.
Collect data from the participants of the incident.
Contact the insurer or Jumax advisor.
Submit the required documents.
Monitor the claims process with the support of our specialists.
Are you looking for insurance for your yacht, motorboat, jet ski, or other watercraft?
Contact our advisor. We will compare offers from many insurers and help you choose coverage tailored to your needs.
Variants for You (entry age 15 – 65 years) for You and Loved Ones (entry age 15 – 65 years) for Seniors (entry age 60 – 80 years), contract lasts for life custom variant (entry age 15 – 75 years) Additional packages Pension – in the event of the Insured's death, payment every month Medical Services – laboratory test package and personal Caregiver Child Health – payment of one premium for all children Cancer package Treatment abroad What it covers death of the insured, spouse/partner, parents/in-laws, child permanent health impairment and non-injury trauma hospital stay due to illness or accident and surgeries inability to work serious illnesses and occurrence of in-situ cancer second medical opinion birth of a child, orphaning of a child Assistance for the Insured and their Loved Ones D additional benefits possibility to create your own insurance variant no waiting period for the death of the insured possibility to pay premiums monthly, quarterly, semi-annually, annually, ability to change the frequency of premium payments Get acquainted insurance variants and premiums for life insurance Generali
Where it applies
Subject of insurance
death due to an accident, traffic accident
permanent impairment of health
costs of treatment for the consequences of accidents
hospital stay due to an accident
Additional options
heart attack, stroke
high-risk sports and competitive sports
bone fractures, burns or frostbite
permanent inability to earn a living
costs of plastic surgery
orthopedic items and assistive devices
retraining
By clicking the BUY ONLINE button below, you will check the premium amount based on the insurance period and the sum insured (General insurance conditions).
Options
for You (entry age 18– 66 years) + Family Medical Package
for Two (entry age 18– 66 years) + Family Medical Package
for You and Child (entry age 18– 66 years) + Family Medical Package
for Family (entry age 18– 66 years) + Family Medical Package
for You 66 PLUS (entry age 66– 80 years) + Medical Package for You 66 PLUS + Cardiac Telecare Medical Package
Additional packages
HEALTH PLUS– serious illnesses, specialist treatment + Health Plus Medical Package
LIFE PLUS–in case of death, including fatal illness
What it covers
death of the insured, spouse/partner, parents/in-laws, child
Additional benefits
ready options with the possibility of expanding with additional packages
Get acquainted with
Contact us to calculate the cost
of life insurance WARTA For You and Your Family
Subject of insurance
occurrence of malignant tumor in the Insured
death of the Insured due to an accident
death of the Insured due to a traffic accident
civil liability in private life
fractures of the Insured's bones
rehabilitation after a bone fracture
By clicking the CONTACT button below, you can check the premium amount based on the insurance period and the sum insured (General terms and conditions of insurance).
A passport to global medicine for the whole family!
The insurance provides you with access to expert medical opinions based on the latest achievements in global medicine.
The medical opinion is prepared by a doctor or a team of specialist doctors from a leading medical institution specializing in diagnosing and treating the specific condition, including those from the USA, Germany, the United Kingdom, France, or Switzerland (36 countries).
It will take you to the application.
A few simple steps!
You can choose from various types of online payments.
After paying the premium.
If you do not know which insurance option suits your needs and have questions‒please contact us via email or phone:
+48 577-236-692
In most cases, no, but yacht liability insurance is recommended due to the potential for causing costly damages to third parties.
Sailing yachts, motor yachts, recreational boats, jet skis, houseboats, motorized pontoons, and selected water sports equipment.
Yes. Both new and used vessels can be covered.
Yes. Solutions are available for vessels used in charter activities.
Yes. Jet skis used for recreational purposes can be covered.
Yes. Coverage can include the use of equipment on inland waters in Poland, including the Masurian Lakes.
Depending on the selected option, coverage may also include selected inland waters in Europe.
The possibility of covering vessels participating in regattas depends on the chosen insurance option.
The scope of coverage depends on the selected option. In many cases, it is possible to cover the risk of theft.
Yes. Depending on the coverage scope, insurance may include both fixed and additional equipment.
In selected options, it is possible to extend coverage to damages incurred during transport.
Yes, according to the terms of the selected insurance, coverage can include individuals on board.
The price depends on the type of vessel, its value, and the selected coverage scope. Contact Jumax for a personalized quote.
In many cases, preparing an offer and concluding the contract can be done even on the same day.
Usually, basic information about the vessel, its value, and usage method is required.
Yes. Many formalities can be handled remotely, without the need to visit the office.
Individual insurance
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