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Life and endowment insurance for you and your family combines the guarantee of a specified payout at the end of the contract with comprehensive protection tailored to individual needs.

The insurance contract with investment insurance funds (UFK) is an excellent solution for those interested in investing to increase capital and achieve additional profits.

Investment insurance

Investment insurance is a life and endowment insurance that combines insurance protection with saving, meaning it provides a benefit payment during the duration of the contract and at the end.

It is aimed at individuals who are looking for alternative forms of accumulating capital for the future while also expecting financial security for themselves (in case of health problems) and for their loved ones (in case of death).

This insurance guarantees a payout of money at the end of the specified insurance period – even if nothing happens.

Life and health insurance

For You and Your Family

For the child

For seniors

Individual continuation of group insurance

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Expert medical opinion

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Support and serious illnesses

Hospital treatment and surgical operations

Costs of treatment and rehabilitation for NNW

Treatment abroad

In case of death after NNW

Inability to work and study after NNW

Securing the future

Civil liability in private life

For athletes and cyclists

For the dog and cat

Life Insurance GENERALI

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Variants

for You (entry age 15 – 65 years)
for You and Your Loved Ones (entry age 15 – 65 years)
for Seniors (entry age 60 – 80 years), contract lasts for life
custom variant (entry age 15 – 75 years)

Additional Packages

Pension – in the event of the Insured's death, payment monthly

Medical Services – package of laboratory tests and personal Guardian
Child Health – one premium payment for all children
Cancer package
Treatment abroad

What it covers

death of the insured, spouse/partner, parents/in-laws, child

permanent health impairment and injury not causing impairment
hospital stay due to illness or accident and surgeries
inability to work
serious illnesses and occurrence of cancer in situ
second medical opinion
birth of a child, orphaning of a child
Assistance for the Insured and their Loved Ones

Additional benefits

the possibility to create your own insurance variant
no waiting period for the death of the insured
the possibility of paying premiums monthly, quarterly, semi-annually, annually, ability to change the frequency of premium payments

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insurance variants and premiums for life insurance Generali

Contact us to calculate the cost life insurance General insurance conditions

Accident insurance for the consequences of unfortunate events

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**Where it is valid**

- insurance events that occurred worldwide, subject to possible territorial exclusions indicated in the General Terms and Conditions for individual benefits.

**Subject of insurance**

- death as a result of an accident, traffic accident

- permanent health impairment

- costs of treatment resulting from accidents

- hospital stay due to accidents

- temporary inability to work or study

- rehabilitation costs

**Additional options**

- heart attack, stroke

- high-risk sports and competitive sports

- bone fractures, burns or frostbite

- permanent inability to earn a living

- costs of plastic surgeries

- orthopedic devices and auxiliary means

- vocational retraining

By clicking the button below KUP ONLINE, you can check the premium amount depending on the insurance period and the sum insured (General insurance conditions).

Individual life and endowment insurance

Warta Secure Future

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**Variants**

- **For You** (entry age 18 – 66 years) + Family Medical Package

- **For Two** (entry age 18 – 66 years) + Family Medical Package

- **For You and Child** (entry age 18 – 66 years) + Family Medical Package

- **For Family** (entry age 18 – 66 years) + Family Medical Package

- **For You 66 PLUS** (entry age 66 – 80 years) + Medical Package For You 66 PLUS + Cardiological Telecare Medical Package

**Additional Packages**

- **CHILD** – permanent health impairment, hospital stay, operations

- **FOR PARENT AND PARENT'S SPOUSE/PARTNER** + Medical Package for Parent and Parent's Spouse/Partner

- **ACTIVE** – assistance in recovery after an accident + Active Medical Package, e.g., for cyclists

- **INCAPACITY TO WORK** – additional financial support

- **CARDIOLOGICAL** – heart attack, stroke, specialist treatment + Cardiology Medical Package

- **ONCOLOGICAL** – cancer, including pre-invasive stage cancer + Oncological Medical Package

- **CIVILIZATION DISEASES** – diabetes, osteoporosis, advanced hypertension, allergic bronchial asthma, thyroid diseases requiring surgical treatment, gastric or duodenal ulcer, gallstones requiring removal, depression treated in a hospital + Civilization Diseases Medical Package

- **HEALTH PLUS** – serious illnesses, specialist treatment + Health Plus Medical Package

- **LIFE PLUS** – in case of death, including terminal illness

- **SECOND MEDICAL OPINION** – professional worldwide medical opinion, advanced treatment methods

- **PENSION** – in case of the insured's death, monthly payment

**What it Covers**

- death of the insured, spouse/partner, parents/in-laws, child

- permanent health impairment and injury not causing impairment

- hospital stay due to illness or accident and operations

- medication coverage after hospitalization, specialist treatment

- incapacity to work and to live independently

- serious illnesses, in-situ tumor / malignant tumor

- birth of a child or grandchild, orphaning of a child

- Medical Package for the Insured and Family

**Additional Benefits**

- ready-made variants with the option to expand with additional packages

- signing the contract without medical examinations, one-year contract with the possibility of continuation, protection for the whole family on one policy

- possibility of insurance under separate policies – payout from all separate life insurance policies

- each variant includes a Medical Package with specialist assistance, including psychological help in difficult situations

- financial support and access to private medical care

**Get Familiar With**

- variants and insurance premiums for life insurance Warta WDCIR

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Life insurance WARTA For You and Your Family

General terms of insurance

Individual life and endowment insurance

Warta Secure Future

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For whom

for individuals aged 18 to 60, seeking protection for themselves and their loved ones in case of unforeseen events and simultaneously interested in accumulating capital over a long-term horizon (10–25 years)

Protection period – from 10 years

Additional packages

Medical assistance for the Insured and Family
Second medical opinion – from leading doctors around the world
Additional contract with insurance capital funds (UFK)

What it covers

death of the insured, including due to accident or illness
permanent health impairment
hospital stay due to illness or accident and surgeries
medication insurance related to hospitalization due to accident or illness
serious illnesses and specialized treatment
inability to live independently

Dadditional benefits

possibility to create a custom insurance variant
payment of premiums taken over in case of inability to work
protection for loved ones – payment of benefits in case of the insured's death, without inheritance proceedings and tax
certain capital for the future – payment of the amount at the end of the contract period
participation in profits – benefits from death or survival until the end of the contract period can be increased by the insurer's profit share
access to capital – possibility of redemption (partial or total) at any time
possibility of paying premiums monthly, quarterly, semi-annually, annually

Insurance Capital Funds (UFK)

Warta Safe
Warta Debt Securities
Warta Emerging Markets Bonds
Warta Stable Growth
Warta Polish Stocks
Warta Global Stocks

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insurance coverage Warta Safe Future

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Life insurance and endowment WARTA Safe Future

General insurance conditions

Individual Endowment Insurance for a Child

Endowment Warta

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For whom

for adults who want to systematically accumulate capital for their child's start into adult life, for example, for money for university or a down payment on an apartment
can be purchased by a parent, legal guardian, grandparents, or godparents, even an unrelated person, up to a maximum age of 55
for a child who has not reached the age of 15

Protection period – from 10 years

What is covered

death of the insured adult, including due to an accident
the child's survival until the end of the contract
dowry pension for the insured adult (monthly benefit)
permanent health impairment of the child due to an accident
serious illnesses of the child and hospitalization

Additional benefits

the possibility of creating a custom insurance variant
one policy for both parents and the child from birth
in the event of the death of one of the parents, the child receives a monthly pension of up to 3,000 PLN
the insurance premium will be paid in case of the parent's inability to work
a secure capital for the child's future – payout at the end of the period
access to capital – the possibility of redemption
the option to pay premiums monthly, quarterly, semi-annually, or annually

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the scope of insurance Warta Posag

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Life insurance and endowment WARTA Child's Endowment

General insurance conditions

Accident Insurance and Cancer

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Subject of Insurance

occurrence of malignant cancer in the Insured
death of the Insured due to an accident
death of the Insured due to a traffic accident
civil liability in private life
fractures of the Insured's bones
rehabilitation after bone fractures

By clicking the CONTACT button below, you will check the premium amount depending on the insurance period and the sum insured (General insurance conditions).

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MEDIPASS WIENER

from 99 zł

General terms of insurance

A passport to global medicine for the whole family!

The insurance provides you access to expert medical opinions based on the latest advancements in global medicine.

The medical opinion is prepared by a doctor or a team of specialist doctors from a leading medical institution specializing in diagnosing and treating the given condition, including from the USA, Germany, the UK, France, or Switzerland (36 countries).