Foreign travel insurance online

Medical expenses abroad as well as assistance services and accidents in Poland

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You can choose from different types of online payments.

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After paying the premium.

Costs of Wiener Foreign travel insurance

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For

Foreigners
Polish citizens residing permanently abroad
Polish citizens permanently residing in Poland

Where applicable

Worldwide excluding USA, Canada, Japan, Australia
Whole world

Subject of insurance

Your life and health, your property and your third party liability in private life

Purpose of the trip

Leisure
Water sports
Winter sports
Extreme sports

Extensions (contact us)

Physical work
High-risk sports and competitive sports
Sports equipment

By clicking the BUY ONLINE button below, you can check the premium amount that depends on the insurance period and the amount of the sum insured.

Costs of Generali Foreign travel insurance

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For

Individual, group and family trips

Where applicable

Europe, Whole world or Worldwide excluding USA ‒ when travelling abroad

Subject of insurance

Medical costs and assistance services related to sudden illness, exacerbation of a chronic disease or accident, property insurance for the duration of the trip

Additional options

Physical work
Winter sports
High-risk sports
Passive participation in the war

Extensions

Own share in a rented car
Vehicle assistance

By clicking the BUY ONLINE button below, you can check the premium amount that depends on the insurance period and the amount of the sum insured.

Insurance costs in case of trip cancellation

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For

Individual, group and family trips

Where applicable

Whole world

Subject of insurance

Costs incurred by the Insured that are result of trip cancellation before its start or result of trip interruption due to the need to return earlier from the started trip

By clicking the BUY ONLINE button below, you can check the premium amount that depends on the insurance period and the amount of the sum insured.

Insurance SIGNAL IDUNA Card World

dedicated to persons from 5 up to 30 years old

insurance is valid during 12 months

Territorial scope: Accident insurance - Whole world; Medical expenses and third party liability - Whole world excluding Poland, USA and Canada

(General Terms and Conditions)

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Card World

74 PLN

includes:

student and secondary school internships
exacerbation of a chronic disease
practicing sports as amateur

Insurance coverage:

Medical expenses 60 000 EUR
Accident resulting in permanent health damage 15000 PLN
Accident resulting in death 10000 PLN
Third party liability 30000 EUR

Card World Sport

111 PLN

includes:

student and secondary school internships
exacerbation of a chronic disease
practicing sports as amateur

practicing winter sports
practicing high-risk sports

Insurance coverage:

Medical expenses 60 000 EUR
Accident resulting in permanent health damage 20000 PLN
Accident resulting in death 15000 PLN
Third party liability 50000 EUR

Card World Sport Plus

136 PLN

includes:

student and secondary school internships
exacerbation of a chronic disease
practicing sports as amateur

practicing winter sports
practicing high-risk sports

practicing sports professionally

Insurance coverage:

Medical expenses 60 000 EUR
Accident resulting in permanent health damage 15000 PLN
Accident resulting in death 10000 PLN
Third party liability 30000 EUR

Do you have any questions?
Contact us!

If you are not sure which insurance option meets your needs and you have questions, please contact us by email or telephone:

+48 577-236-692

health@jumax.pl

CONTACT

Frequently asked questions and answers

What is an accident?

An accident is a sudden incident caused by an external cause, which causes the insured person, regardless of his or her will, to suffer bodily injury or health impairment or die. Accident insurance also covers the first stroke and the first heart attack.

What does Accident insurance cover?

The protection includes benefits arising from health damage, death, medical expenses for an accident, i.e. costs of medical appointments, hospital stay and treatment, operations, diagnostic tests, outpatient analyses, purchase of medicaments, infusion fluids or dressing aids, transport to hospital or outpatient clinic.

What is third party liability in private life?

Third party liability is liability for a violation of a legal norm that caused damage as a result of a delict (e.g. walking a dog that was not muzzled, without a leash and bit a passer-by). The insurer is liable for personal injury (health impairment or death) and property damage (e.g. flooding regardless of fault) caused to third party unintentionally and due to gross negligence.

What does Third party liability insurance cover?

The protection covers third party liability of the Insured and persons for whom Insured is legally responsible, e.g. a child of whom the Insured takes care for (pursuant to Art. 426 of the Polish Civil Code, a minor until the age of 13 is not liable for the damage he or she caused; the adult under whose care the minor is staying may be held liable if there was any fault connected with exercising supervision over the minor).

What private life activities are covered by Third party liability insurance?

you take care of children or persons who cannot have the blame attributed to them due to their age or mental or physical condition;
you have pets or take care of them;
you practice sport as an amateur or you have equipment to practice it;
you use bicycles, personal transport vehicles, wheelchairs, strollers;
you pilot drones for open category flights (in accordance with EU regulations) and flying models weighing up to 5 kg for recreational purposes, in accordance with aviation law;
you rent real estate on a short-term basis for a continuous stay of up to 30 days, e.g. houses, apartments or guest or hotel rooms.

Does Wiener Foreign travel insurance cover treatment for chronic diseases?

Yes. The insurance covers doctor's appointments or diagnostic tests; costs of diagnosis and outpatient procedures; costs of hospital treatment and surgical operations in connection with the exacerbation of a chronic disease when the disease is diagnosed before concluding the insurance contract. The chronic disease has a long-term course, usually lasts for months or years (also with periods exacerbation or remission) and is treated continuously or periodically.

Does Wiener Foreign travel insurance cover practicing sports as an amateur?

Yes. Practicing sports as an amateur signifies physical activity for recreation and biological regeneration, including the following winter and water sports:

skiing, snowboarding, tobogganing on downhill routes designated for that purpose;
skating, playing ice hockey on ice rinks prepared for that purpose;
ice boating, mountain kayaking, surfing, rowing, sailing, kitesurfing, diving using breathing apparatus and sport scuba diving, freediving, wakeboarding, mountain canoeing, rafting, water skiing.

What types of activities belong to physical work?

Performing physical work is considered by Wiener as a work with an increased risk of harm, i.e.:

in construction – including at heights;
in mining and quarrying – including underground;
in shipbuilding – while building and repairing ships;
diving and underwater activities;
using equipment such as cranes, machine tools, road construction and pneumatic machines;
work involving the use of lacquers, liquid fuels, gases, liquids and industrial oils;
work involving high voltage equipment;
work involving explosive, radioactive and chemical materials;
work as a work rider and horse trainer;
in the oil industry (oil platforms, drilling rigs, fuel storages, gas stations);
in mountain and water rescue services;
as an acrobat, animal tamer or other circus professions.

What is meant by professional sports?

Professional sports are practiced under affiliation to sports clubs, associations and sports organizations and involve participation in competitions, events or training camps.

What is meant by high-risk sports?

High-risk sports are abseiling (rappelling), mountain climbing, caving, hot-air ballooning, bobsleighing, bouldering, bungee jumping, BASE jumping, downhill mountain biking, heliskiing, heliboarding, cycling in obstacle-filled terrain (moguls, jump ramps) or on specially prepared routes (excluding urban and tourist bicycle paths), kite-boarding, kite-skiing, snow kiting, hunting, paragliding, parkour, rugby, parachuting, speleology, air sports, water motorsports practiced in sport sections, gliding, climbing, indoor climbing, ice climbing, high altitude mountaineering, professional skiing and snowboarding outside designated routes, expeditions to places with extreme climate or natural conditions, expeditions to mountain or highland areas at an altitude of over 5,500 metres above sea level.

What does insurance of travel luggage or sports equipment cover?

Coverage is provided for accidents involving loss (e.g., leaving in a vehicle), destruction or damage to luggage or equipment during transport, storage or use while travelling due to a catastrophe or accident of a means of transportation, personal accident, burglary of locked premises, loss of luggage or equipment placed for safekeeping (e.g., in an individual place for luggage in a hotel or train station), robbery, random events.